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©2018 by Julie Zollmann. Proudly created with Wix.com

Writing

 

Making financial markets work healthily for the poor

April 2016

Porteous, David & Julie Zollmann.  Making financial markets work healthily for the poor.  Enterprise Development and Microfinance, Vol 27, Issue 1.  April 2016.

Market-Led Expansion through Fee-for-Service Agents

2010

Zollmann, Julie & Guy Vanmeenen.  Market-Led Expansion through Fee-for-Service Agents in Financial Promise for the Poor eds. Kim Wilson, Malcolm Harper, and Matthew Griffith.  Kumarian Press: 2010.

Reports & Essays

 

Escaping Darkness: Understanding Consumer Value in PAYGo Solar

December 2017

Finance & Fortune:
The role financial services did – and didn’t – play in the life trajectories of Financial Diaries households

November 2016

Small “b” biashara: Self-Employment and economic advancement in Financial Diaries Households

October 2016

A Buck Short: What Financial Diaries Tell Us About Building Financial Services That Matter to Low-Income Women

October 2016

Trickling down & climbing up: Economic trajectories of Financial Diaries households two years on

October 2016

Struggling to thrive: How Kenya’s low-income families (try to) pay for healthcare

March 2016

Two steps back: How low income Kenyans think about and experience risk in their pursuit of prosperity

March 2015

Digital Retail Payments in Kenya:Making them Matter for Merchants

October 2014

Kenya Financial Diaries: Shilingi kwa shilingi, the financial lives of the poor

August 2014

Cashlite report: Are we there yet? Rethinking the evolution of electronic payments in Kenya

January 2015

Rwanda Financial Diaries: Understanding the Financial Lives and Product Needs of Rwanda’s Underserved Consumers

March 2013

Financial Management Among Brazil’s Low Income Classes: Comprehensive, Diversified, Engaged

2012

Financial capability and the poor: are we missing the mark?

December 2010

Blog Posts

November 6, 2018

“Battery Hacking” by Julie Zollmann. Medium.

January 23, 2018

“How Can Pay-as-You-Go Solar Work for Poor People?” by Daniel Waldron & Julie Zollmann.  CGAP. 

November 28, 2017

“Keeping the Lights On: Repayment Challenges in PAYGo Solar” by Daniel Waldron & Julie Zollmann.  CGAP. 

November 7, 2017

“Flexible Finance: What Can We Learn from PAYGo Lenders?” by Daniel Waldron & Julie Zollmann.  CGAP. 

October 19, 2017

September 5, 2017

March 20, 2017

“Trust—Is there an app for that?”  by Julie Zollmann.  FSD Kenya.

March 3, 2017

“Access to financial services has transformed Kenya. But there is still work to do” by Julie Zollmann and Paul Gubbins.  World Economic Forum. 

January 30, 2017

“Six secrets of the self-employed” by Julie Zollmann and Paul Gubbins. FSD Kenya.

October 31, 2016

“Where are they now?”  By Julie Zollmann and Paul Gubbins.  FSD Kenya.

October 24, 2016

“Fixing Finance for Women” by Julie Zollmann.  Medium.

September 22, 2016

“A Tale of Two Markets” by Julie Zollmann.  CGAP

September 1 2016

“Why M-Shwari Works” by Julie Zollmann.  CGAP. 

April 8, 2015

August 28, 2014

“New Rwanda Diaries Ask, ‘Can We Build A Better Goat?’” by Mark Pickens and Julie Zollmann.  CGAP. 

April 10, 2013

“What Is Keeping Kenya From Becoming More ‘Cash Lite’?” by Daryl Collins, Julie Zollmann, and Peter Fleming.  CGAP.

November 29, 2012

“Is M-PESA Replacing Cash in Kenya?” By Daryl Collins, Julie Zollmann, and Peter Fleming.  CGAP.

November 14, 2012

“Financial Safety: In the Eyes of the User and Regulator” by Daryl Collins & Julie Zollmann.  CGAP. 

October 13, 2011