This collection of work explores the ways people are using or might use digital finance in the future. It explores payments, debt, and many other issues. This does not include material derived from the Kenya Financial Diaries.
“It takes a village: Lessons from digitizing social school fees payments” by Amolo Ngweno and Julie Zollmann
March 20, 2017
“Trust—Is there an app for that?” by Julie Zollmann
March 3, 2017
“A Tale of Two Markets” by Julie Zollmann
September 1, 2016
“Beyond ‘Africa Rising’ – The Emergence of the Not-Quite-Middle Class” by Julie Zollmann
August 22, 2016
"Making financial markets work healthily for the poor." by David Porteous & Julie Zollmann
Enterprise Development and Microfinance, Vol 27, Issue 1
“Why M-Shwari Works” by Julie Zollmann
April 8, 2015
"Digital Retail Payments in Kenya:Making them Matter for Merchants"
"Rwanda Financial Diaries: Understanding the Financial Lives and Product Needs of Rwanda’s Underserved Consumers"
"Financial Management Among Brazil’s Low Income Classes: Comprehensive, Diversified, Engaged"
"Financial capability and the poor: are we missing the mark?" by Julie Zollmann and Daryl Collins
"Market-Led Expansion through Fee-for-Service Agents" by Julie Zollmann and Guy Vanmeenen
in Financial Promise for the Poor eds. Kim Wilson, Malcolm Harper, and Matthew Griffith. Kumarian Press.